GENERAL TERMS & CONDITIONS OF SALE

PAYMENT TERMS:
Our terms are net 30 to rated firms (subject to late payment charges of 1.5% per month). If you are not a rated firm, but wish to establish a 30 day credit, we will need: one (1) bank reference and three (3) trade references with addresses and phone numbers and a completed personal guarantee. *We accept VISA and MASTERCARD. *(If purchase paid within (10) days of invoice. If invoices paid with credit card after (10) days there will be a 2½% processing fee accessed.)

PRICES:
Prices are effective April 1, 2007. All prices are subject to change without notice.

STATE & LOCAL SALES TAXES:
Any applicable sales tax will be added to the order, unless you furnish us with an exemption certificate.

TRANSPORTATION:
All prices are F.O.B. Benton Harbor, Michigan

LOSS OR DAMAGES:
The carrier is responsible for any losses or damages sustained in transit. Claims should be made promptly against the carrier. Be sure that any shortages or damage are noted on the carrier's delivery receipt and initialed by the driver. We will gladly assist you in securing an adjustment.

RETURNS:
No returns will be accepted without our written approval. Credit for such authorized returns (subject to condition of material) will be issued at the original purchase price less 10% restocking and handling charge. An additional charge of 10% per month will be made on products having a limited shelf life. Transportation charges will be for the account of the customer.